NEW JERSEY REAL ESTATE INVESTORS SAVING MILLIONS WITH NEW PROGRAM

Enter Your Information Below To See How Much You Can Save With Best Rate Buddy

Let's get started. What are you trying to do? *

Purchase

Refinance

Where are you looking to buy a home? *

Are you a first-time home buyer? *

Yes

No

Where are you at in the home-buying process? *

Just Looking At Listings

Touring Homes

Making Or Made An Offer

Under Contract

What kind of home are you looking for? *

Townhouse

Single Family Home

Condo

Mobile Or Manufactured

How do you plan to use your new home? *

Primary Residence

Secondary Or Vacation Home

Investment Property

Are you (or your spouse) a veteran or active duty military? *

Yes

No

Enter Target Purchase Amount ($xxx,xxx.xx) *

How much do you have for a down payment? *

What is your annual income before taxes? *

$

Do you know your credit score? *

Are you self-employed? *

Yes

No

Have you had a bankruptcy, foreclosure, or short sale in the past 4 years? *

Yes

No

Where is your home located? *

What kind of home do you currently own? *

Single Family Home

Condo

Townhouse

Mobile Or Manufactured

How are you using this home? *

Primary Residence

Secondary Or Vacation Home

Investment Property

What is the value of your home? *

$

What is the balance of your current loan? *

$

What is your current interest rate? *

What is your current monthly payment? *

$

Do you have a second mortgage or a home equity line of credit on this property? *

Yes

No

Do you want to borrow additional cash when you Refinance? *

Yes

No

First Name *

Last Name *

Email *

Phone *

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Why Choose Us

100% Transparency

We meticulously shop the market to find the best rates from a wide network of lenders tailored to your needs. Our dedicated team ensures you receive competitive offers, making the mortgage process seamless and cost-effective.

Exclusive Lending Programs

Our company leverages exclusive relationships with top lenders to secure lower rates that aren’t available to the general public. These partnerships enable us to negotiate better terms and provide you with customized mortgage solutions that fit your financial goals.

Best Rate Guarantee

We guarantee the lowest rates for your rental properties by leveraging our extensive network and exclusive lender relationships. Our dedicated team works tirelessly to ensure you receive the most competitive financing options tailored to your investment needs.

Why Choose Us

WE’RE

TRANSPARENT

We meticulously shop the market to find the best rates from a wide network of lenders tailored to your needs. Our dedicated team ensures you receive competitive offers, making the mortgage process seamless and cost-effective.

EXCLUSIVE LENDING PROGRAM

Our company leverages exclusive relationships with top lenders to secure lower rates that aren’t available to the general public. These partnerships enable us to negotiate better terms and provide you with customized mortgage solutions that fit your financial goals.

BEST RATE GUARANTEE

We guarantee the lowest rates for your rental properties by leveraging our extensive network and exclusive lender relationships. Our dedicated team works tirelessly to ensure you receive the most competitive financing options tailored to your investment needs.

Let Best Rate Buddy Make Your Investing A Breeze

We understand that navigating the lending process can be daunting for real estate investors, regardless of the type or location of your property. That’s why we’ve streamlined our approach to make it as easy and efficient as possible. From the moment you reach out to us, our dedicated team is here to guide you through every step, ensuring a seamless experience. Whether you’re investing in residential or commercial properties, we tailor our services to meet your unique needs, providing you with personalized support and expert advice.

Our commitment to speed and efficiency sets us apart in the industry. We leverage our extensive network of lenders to secure the best rates available, doing all the heavy lifting so you can focus on what matters most—growing your investment portfolio. With our proactive approach and in-depth market knowledge, we expedite the loan approval process, giving you peace of mind and the confidence to make timely investment decisions. Trust us to handle the complexities of financing while you reap the rewards of successful real estate investments.

Let Best Rate Buddy Make Your Investing A Breeze

We understand that navigating the lending process can be daunting for real estate investors, regardless of the type or location of your property. That’s why we’ve streamlined our approach to make it as easy and efficient as possible. From the moment you reach out to us, our dedicated team is here to guide you through every step, ensuring a seamless experience. Whether you’re investing in residential or commercial properties, we tailor our services to meet your unique needs, providing you with personalized support and expert advice.

Our commitment to speed and efficiency sets us apart in the industry. We leverage our extensive network of lenders to secure the best rates available, doing all the heavy lifting so you can focus on what matters most—growing your investment portfolio. With our proactive approach and in-depth market knowledge, we expedite the loan approval process, giving you peace of mind and the confidence to make timely investment decisions. Trust us to handle the complexities of financing while you reap the rewards of successful real estate investments.

Need more help?

Click the button below and see how much you could be saving working with Best Rate Buddy

Need more help?

Click the button below and see how much you could be saving working with Best Rate Buddy

BEST RATE BUDDY LOANS

12-24 Month Bank Statement Loan Programs for Self-Employed & 1099

Best Rate Buddy specializes in 12-24 Month Bank Statement Loan Programs designed for self-employed individuals and 1099 contractors. We simplify the qualification process by using your actual income from personal or business bank statements—100% of personal deposits and 50% of business deposits. Our expertise ensures you receive a fair assessment and access to the best rates available. Let us help you turn your homeownership dreams into reality!

DSCR

The Debt Service Coverage Ratio (DSCR) loan is designed for real estate investors who want to qualify based on property income rather than personal income. This program evaluates the cash flow generated by the property to ensure it covers the mortgage payments. With flexible terms and minimal documentation requirements, DSCR loans make it easier for investors to secure financing and grow their portfolios.

Stated Income Loan

Your go-to source for Stated Income Loans, perfect for self-employed individuals and 1099 contractors seeking a streamlined approval process. These loans allow you to state your income without extensive documentation, making it easier to qualify based on your financial potential. Our experienced team is dedicated to helping you navigate the process and secure competitive rates tailored to your needs. With Best Rate Buddy, achieving your homeownership dreams has never been simpler!

Foreign National Loans

Foreign National Loans cater to non-U.S. residents looking to invest in American real estate. These loans simplify the borrowing process by eliminating the need for traditional credit histories or tax returns. With flexible terms and competitive rates, they provide an accessible path for international buyers to achieve their real estate goals, whether for personal use or investment.

1 Year Tax Returns Program

The 1 Year Tax Returns Program is ideal for self-employed borrowers, allowing qualification with just one year of tax returns. This streamlined approach simplifies documentation and offers flexible criteria and competitive rates. It's an efficient solution for those looking to buy or refinance a home.

P&L Mortgages

Our P&L Mortgage programs, specifically designed for self-employed borrowers looking to simplify the loan process. By allowing you to use your profit and loss statements instead of traditional income documentation, we make it easier to demonstrate your earnings. Our knowledgeable team will guide you through the process, ensuring you receive competitive rates tailored to your unique financial situation. Trust Best Rate Buddy to help you achieve your homeownership goals with confidence!

Tailored Financing

At Best Rate Buddy, we specialize in a wide range of loan options to meet the unique needs of real estate investors. Whether you're interested in a Debt Service Coverage Ratio (DSCR) loan that focuses on property income, a 12-24 Month Bank Statement Loan Program tailored for self-employed and 1099 borrowers, or a streamlined 1 Year Tax Returns Program, we've got you covered. We also offer Foreign National Loans for international buyers, Stated Income Loans for those seeking simplified qualification, and P&L Mortgages designed for self-employed individuals. Our commitment to reliability and securing the best rates in the market ensures that you can confidently pursue your real estate investment goals.