Why your premium costs what it does
We break down the rating factors that insurers use to price your policy, which ones you can change, and which ones you cannot. Each email walks through one factor and shows you the arithmetic.
- Claims history tables See how long each type of claim counts against you and when it stops affecting your rate.
- Deductible trade-offs We show the real dollar difference between deductible choices and what you actually stand to pay in a claim.
- Quote comparison framework Learn which differences between quotes are real and which ones are just different deductibles or limits disguising the same base rate.
Emails arrive when we have a new factor to explain. Your email address stays with us and is never shared with insurers or third parties.